Los Angeles Bankruptcy Attorney
Bankruptcy Law Firm of Jasmine Firooz
a California professional corporation
Los Angeles Bankruptcy Law Firm
Specializing in Bankruptcy since 1994
Call Today : (213) 251- 8568
(800) 925-1LAW
Bankruptcy Law Firm of Jasmine Firooz
1605 West Olympic Blvd.
Suite 9021
Los Angeles, CA 90015
ph: (213) 251-8568
fax: (213) 251-8570
alt: (800) 925-1LAW
jasmine
FAQS
|
|
|
|
Feeling Overwhelmed by Debts? We Can Help
Los Angeles Bankruptcy Lawyer
Helps you wipe out your debts and start a fresh financial life
Ph (213) 251-8568 Toll Free (800) 925-1LAW
- What are your office hours?
Our offices are open:
Monday - Friday 9:00am to 5:00pm
Saturday 9:00am to 2:00pm
However, you may contact our California Bankruptcy Law Firm for a free phone consultation at any time during or after regular office hours.
- What are the consequences of seeking debt forgiveness from mortgage lenders in foreclosure situations?
- What are my legal rights against creditors who harass me in attempts to collect a debt?
- Filing a bankruptcy petition in the California Bankruptcy Court stops all collection efforts by creditors. However, if creditors are harassing you, before your decision to file for bankruptcy relief is finalized, you have the following options:
- Write a cease & desist letter. If explaining the situation doesn't stop collection efforts, the simplest way to stop contacts is to write the collector a cease & desist letter. Federal Law requires collection agencies to stop contacts with you after they receive a written request to stop. It's a good idea to include in the letter why you can't pay right now and what your expectations are for the future, though this is not necessary. You should also note in the letter any billing errors and/or abusive tactics debt collectors have used in their contacts with you. Be sure to keep a copy of the letter for your records.
- Complain about billing errors. Collection letters are sometimes wrong. If a letter contains a mistake, you should write and request a correction (and keep a copy of your request). If you dispute the debt in writing within 30 days of your receiving notice of the right to dispute, the collection agency must stop collection efforts while it investigates. If the account is an open end account, like a credit card, you can dispute a charge within 60 days of receiving the bill.
- Complain to a government agency. For creditor harassment, or if a debt collector keeps harassing you, or calls third parties after you send a cease letter, file a complaint you have about a collector's conduct to the Federal Trade Commission, Bureau of Consumer Protection, Division of Credit Practices, Washington, D.C. 20580. You may also call the FTC at 1-877-382-4357 or get a complaint form from their website: www.ftc.gov.
- What are the effects of the new bankruptcy law? Can I still wipe out my debts through bankruptcy?
Yes debts can still be eliminated under chapter 7 bankruptcy for individuals and businesses who qualify. You may still keep your assets and properties to the extent that they are exempt under the bankruptcy laws, and eliminate your debts for ever.
- Still have questions?
- contact Bankruptcy Law Firm anytime. We look forward to hearing from you.
Los Angeles bankruptcy law firm of Jasmine Firooz, A Debt Relief Law Firm, represents clients throughout Southern California, the San Fernando Valley, and downtown Los Angeles, including Beverly Hills, Sherman Oaks, West Hollywood, Burbank, Glendale, Hollywood, West Los Angeles, Torrance, Riverside, Santa Barbara, West Los Angeles, Palmdale, Lancaster, North Hollywood, Van Nuys, Woodland Hills, Palmdale, Lancaster, Antelope Valley, Norwalk, West Covina, Temecula, Gardena, Inglewood, East Los Angeles, Hemet, Palm Springs, Santa Monica, Studio City, Century City, San Bernardino, Woodland Hills, Ontario, Long Beach, South Bay, Reseda, Encino, Ventura, Oxnard, Malibu, Huntington Park, Los Angeles County, Riverside County, San Bernardino County and Orange County, California
.
Bankruptcy Law Firm of Jasmine Firooz
1605 West Olympic Blvd.
Suite 9021
Los Angeles, CA 90015
ph: (213) 251-8568
fax: (213) 251-8570
alt: (800) 925-1LAW
jasmine
